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.Great news for homeowners in distress- President Obama will unveil a $75 billion foreclosure prevention program in hopes of reaching up to 9 million homeownersThere is a gray area about reverse mortgages which probably scare some seniors from even taking it into consideration as a viable financial option..5% or less? It�s possible to get a rate that low if you put down 20%.How many people are actually benefiting from fixed-rate mortgages advertised at 5. In November, housing legislation cut fees on reverse mortgages while raising the amount homeowners can borrow against, which is now $417,000 nationwide.The $275 billion housing stimulus, �Making Home Affordable� is targeted at the 1 in 5 US homeowners who are underwater in their mortgage. Once seniors realize that a reverse mortgage loan is a debt, one common question we receive is: When do you pay the loan back?

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